Helping to Create Credit Access in Nigeria's Informal Economy
The group is designed to address deep-rooted infrastructure, onboarding, and credit access challenges in Nigeria’s underbanked and informal economy.
To deliver trusted, inclusive, and technology-powered financial services through innovative subsidiaries that enable individuals, businesses, and Africa’s unbanked and underserved communities through compliant, and technology-driven solutions thrive.
To become Africa’s most trusted financial inclusion group by integrating digital payments, merchant infrastructure, and microfinance under a transparent, compliant, and culturally relevant structure.
MustardPay
A culturally inspired mobile-first wallet for Nigeria’s underserved—merging traditional Àjọ/Esusu savings with modern payments.
MustardTMS
The backbone of merchant payments and identity verification—managing 10,000+ POS terminals, BVN/NIN enrollment, and field support.
Mustard MFB
A regulated microfinance bank unlocking credit and micro-savings for cooperatives, market traders, and micro-enterprises. Coming soon.
Providing stakeholders with structured fintech ecosystem for Inclusive banking
MustardGHC provides investors and regulators with a structured, compliant, and scalable fintech ecosystem by managing strategically aligned subsidiaries across mobile money, payments infrastructure, and inclusive banking — enabling targeted execution with consolidated oversight and governance.